Insurance and Payment
Understanding the cost of mental health care should not add more stress to the process.
Inspired Life Wellness Clinic works to provide clear information about insurance, payment, and what you may expect before beginning care. Coverage and patient responsibility vary by plan, so we encourage patients to confirm their individual benefits before their first appointment.
Insurance Plans We Accept
Inspired Life Wellness Clinic currently participates with:
Blue Cross Blue Shield
Sanford Health Plan, except Sanford True plans
Medicare
Medicare Advantage plans
North Dakota Medicaid
Blue Cross Blue Shield Medicaid Expansion
Some UMR plans
Participation with UMR varies by individual plan. Please contact our office to confirm whether we are in network with your specific UMR plan.
Insurance networks and benefits can change. Before scheduling, we recommend contacting your insurance company to confirm:
That both Inspired Life Wellness Clinic and Christine Aman, NP-c are in network
That telehealth mental health services are covered
Your deductible, copay, or coinsurance responsibility
Whether prior authorization or a referral is required
Whether your plan places limits on covered visits or services
Insurance coverage is not a guarantee of payment. Patients are responsible for understanding their individual benefits and for charges not covered by their plan.
Self-Pay
Self-pay options are available for patients who do not have insurance, choose not to use insurance, or receive a service that is not covered by their plan.
Self-pay rates depend on the type of service needed and are due in full before the start of the visit. Please contact our office for current rates and payment information.
Payment
We accept the following debit/credit cards:
Visa
Mastercard
Most HSA cards
Patient-responsibility amounts may include copays, deductibles, coinsurance, or services not covered by insurance.
We use Stripe card services for invoicing and payments.
Cancellations and Missed Appointments
Late cancellation and missed appointment policies are included in the office policies patients receive when they are scheduled.
While late cancellation or missed appointment fees are not charged for a patient’s first appointment, fees will be charged on follow up for both missed appointments with no notice and for late cancellations with less than 24 hours’ notice.
Questions about insurance, billing, or estimated costs are always welcome.
Call or Text 701-989-4354
Email: kristen@inspired-lifewellness.com
Monday–Thursday
8:00 AM–5:00 PM